Vehicle Title & Equity Loans
Car title loans are a form of secured loan where individuals use their vehicle to access quick cash. The amount lent in this way largely depends on the value of your car, truck, or motorcycle; you must have full ownership of the vehicle with a clear title. Car title loans do not require a check on one's credit history, making them available for people with poor credit.
If you own a fully paid-off vehicle from 2016 or newer? Whether it’s a car, truck, SUV or motorcycle, we can get you the funds you need fast no credit checks, no delays. With same-day cash and approval in just hours, we offer a range of flexible loan options, including short and long-term loans, cash loans, emergency loans, bad credit loans, equity loans and equity financing. We also offer title loans, auto equity loans, vehicle pawn loans, asset-backed loans, bridge loans, bridge financing, gap loans and gap financing.
Minimum Loan Requirements
- You need to be of legal age or older.
- You must have a vehicle (Car, Truck, Van, S.U.V or Motorcycle) that is no more than TEN (10) years old. (Some exceptions apply — Call us to find out if your car qualifies.)
- You must have clear title to your vehicle.
- You must have both collision and comprehensive insurance on your vehicle.
- You must have the vehicle registered and insured in your name.
Speak With a Loan Expert 24/7
Give us a call or fill out our quick online application today! Our loan specialists are ready to approve your car title loan over the phone, ensuring you get fast cash without the hassle. No job requirements, no credit checks just simple, stress-free approval. Get your cash today!
How It Works
Car title loans are one of the best options for you when you have financial difficulties. All you need is a fully paid vehicle, that is it! Your car is your credit, so it doesn’t matter if you have no credit or bad credit, we will try our best to give you maximum cash on your car.
Call Us & Get Approved
Easy Paperwork
Keep Your Car
Get Cash
Minimum Loan Requirements
- You must be of legal age or older in the respective province
- You must have a vehicle (Car, Truck, Van, S.U.V or Motorcycle) that is no more than TEN (10) years old. (Some exceptions apply - Call us to find out if your car qualifies.)
- You must have clear ownership of your vehicle to qualify for an auto title loans
- Insurance & registration in your name
- Proof of address
- A valid Canadian driver’s license
Feature & Benefits Of Car Title Loans
Same Day Cash
No Credit? No Job? No Problem!
Up To 6 Year Loan Terms
ZERO Penalties For Early Payout
Keep Your Car
Locations All Over Canada
Loan Terms & Transparency Disclosure
This is a vehicle title loan (the vehicle remains with the owner). Approval depends on vehicle equity, ability to repay, and provincial lending regulations.
- Loan Term Length: up to 48 months (4 years) (renewals and early payout available)
- APR Range: 8% – 29%*
- No early repayment penalty.
Car Title Loan Example
For a $5,000 loan at 8% Interest for 12 months:
| Monthly Payment | $490.40 |
| Total Interest | $884.77 |
| Total repayment Amount | $5884.77 |
*Actual APR/term depend on vehicle value, province, and applicant eligibility.
Frequently Asked Questions
Q: What is a Car Title Loan and how does it work?
A car title loan allows you to use your vehicle’s title as collateral to access quick cash. You keep your car while making the payments, and approval is fast with minimal documentation.
Q: Do I need good credit to get approved?
No, good credit is not required. Approval is primarily based on the value of your vehicle, so customers with bad credit or no credit can still qualify.
Q: How much can I borrow?
The amount you can borrow depends on the current market value of your vehicle. Higher-value vehicles typically qualify for larger loan amounts.
Q: How quickly can I receive the funds?
Most applications are processed the same day. Once your documents are verified and your loan is approved, funds are released quickly—often within a few hours.
Q: Can I continue driving my car during the loan?
Yes, you can keep your car throughout the entire loan term. Only the title is held as security until the loan is fully repaid.
Q: What documents do I need to get a car equity loan?
You only need a few basic documents to get a car equity loan: a valid Canadian driver’s license, the car’s registration and insurance papers in your name, and a spare set of keys. Additionally, the vehicle must be 10 years old or newer.